What Do I Do If I Cannot Afford To Hire An Attorney For My Auto Accident Case?

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An auto accident attorney with clients

Having a lawyer on a retainer does not make sense for most people because it is too expensive unless you are a business owner dealing with plenty of regulatory issues. Most people know that hiring a lawyer can come with a hefty price tag. Unfortunately, the cost of hiring a legal expert is what keeps most people away from getting all the help they need during car accident cases.

If you are among the people who cannot afford to hire a lawyer, you might consider pursuing your car accident case yourself. We are here to tell you that there is a better way to approach the situation and ensure that you have all the legal expertise you need in your corner.

Being involved in a car accident comes with plenty of issues for you to deal with. All the bills at the hospital and repairing damaged property can pile up. Hiring Port St. Lucie car accident lawyers and adding to your expenses might not make much sense.

If you feel like you cannot afford to hire an attorney for your auto accident case, we might have some excellent news for you. Read this post to learn what you should do if you cannot afford to hire a lawyer.

Do You Need To Hire An Attorney For An Auto Accident Case?

Florida’s no-fault rule should make it easier for people to seek reparations for the damages incurred after experiencing a car accident. Instead of outright suing the other motorist from the get-go, the Sunshine State requires you to file a claim with your insurance company. Since you will work with your own insurance provider to seek a settlement, you might think hiring a lawyer is entirely unnecessary.

However, that might not be the smartest decision. An experienced car accident lawyer can make a world of difference in ensuring that you get your rightful compensation, and handling all the legal matters so that you can focus on your recovery.

All Florida motorists are required to carry Personal Injury Protection (PIP) coverage and Property Damage Liability (PDL) coverage of at least $10,000. If you are ever involved in an accident, you can resort to filing a claim with your insurer. A car accident lawyer can help you navigate the claims process to get you the best possible outcome.

If you have ever had the misfortune of working with insurance adjusters, you might know that they are far from being as helpful as they seem. Insurance companies send their insurance adjusters to investigate the case when you file a claim. These professionals are tasked with examining the details of the case to determine the insurance company’s liability.

Insurance adjusters tend to make you think that they have your best interests at heart. However, all they are doing is looking for ways they can reduce the settlement. Having an attorney by your side can ensure that these insurance adjusters do not get the better of you.

Many people who file a claim without consulting an attorney end up running into issues with their insurance company. Situations like these mostly end up with a significantly reduced settlement than what they could have received. Insurance adjusters often lowball clients without them even realizing that they have been deprived of their rightful compensation.

In some cases, people make big enough mistakes that insurance adjusters can outright deny your rightful claim.

Working with an attorney before you even speak to your insurance company can increase your chances of getting a favorable outcome for your case.

But I Cannot Afford To Hire An Attorney. What Do I Do?

Legal representation can undoubtedly get pretty expensive. However, you should not let the cost of hiring an attorney keep you from getting the guidance you need to make the best out of the traumatizing situation. The very best car accident attorneys work on a contingency fee basis, which means that you only need to pay them if and when they help you secure a settlement for your claim.

You will not need to worry about out-of-pocket expenses if you hire the right lawyer. You can rely on them to work hard to ensure that they can get a settlement. Since you know that they will not get paid unless they deliver successful results, you can rest assured that you will get the best legal representation for your auto accident case.

It is always best to contact the firm you are considering working with and ask them about their fee structure. If the firm works on an hourly basis, you might be better off looking for a firm that offers contingency fees.

What Exactly Is A Contingency Fee?

Lawyers can work on a contingency fee basis or for an hourly fee. Some attorneys also use a combination of the two fee structures. Fortunately, most auto accident lawyers in Florida work on a contingency fee.

The contingency fee is a specific percentage of the final settlement paid to the lawyers. The percentage can vary between different firms, but most attorneys charge you around 33% to 40% of the settlement if they can deliver successful results. You can also consider negotiating with the attorneys you plan to hire and see if they can agree on a more affordable rate.

If You Experienced an Accident, You Should Always Talk To Experienced Lawyers

Experiencing an accident is traumatizing enough on its own. Between the legal proceedings, medical bills, and repair costs, a car accident can become quite expensive. It is understandable to be overwhelmed by just thinking about hiring a lawyer to help you with your claim, especially after the financial burden of the accident itself.

Fortunately, you can find Port St. Lucie car accident lawyers who are willing to take on your case on a contingency fee basis. Consider getting in touch with Frankl Kominsky Injury Lawyers to work with their team of car accident lawyers. The team is highly awarded and trustworthy for auto accident cases and has an excellent track record for delivering good results while being considerate of their clients’ financial situations.

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